At A Glance

as of October 31, 2021


Active Member


Insured Individual


Number of Provincial Offices


Claims Payment

as of October 31, 2021


Total Number of Claims Paid


Total Amount of Claims Paid


8-24 Hours Claims Settlement


Who We Are

The CARD Mutual Benefit Association, started in April 1994 as CARD-Members’ Mutual Fund (MMF) which aims to provide benefit to members in case of death. Encouraged by the warm response and highly positive feedbacks from members, CARD MMF continuously improved its benefits packages to members to include their legal spouses and dependent children. The management of the MBA was turned over to the members on September 9, 1999 and is now governed by its own Board elected from their ranks.

CARD MBA is a non-stock, non-profit mutual benefit association formed to promote the welfare of marginalized women; to extend financial assistance to its members in the form of death benefits, medical subsidy, pension and all loans redemption package; and to actively involve the members in the direct management of the association that will include formulation and implementation of policies and procedures geared towards sustainability and improved services.

CARD MBA will eventually be registered as a full-blown insurance company as soon as capitalization requirement is met. In preparation, CARD MBA is now aggressively training its staff as well as its Board of Trustees and Insurance Agents.


What We Do

We provide microinsurance products for members of the Association and their families. We ensure that we cover their microinsurance needs from membership up to their retirement.


Family Security Plan (FSP) is a Group Yearly Renewable Term Plan which may be availed voluntarily by the member's age 18 to 65 years old to supplement the coverage he/she and his/her dependent/s currently enjoy under the Basic Life Insurance Plan (BLIP). In case of death or total and permanent disability of the insured/s (i.e. member and/or the member’s qualified dependent/s), the designated beneficiaries shall be indemnified in accordance with the table of the benefit of Family Security Plan.

The amount of benefit payable varies according to the cause of death or disability of the member or member’s legal dependent as illustrated in the table of benefits above.

The member will pay ONE THOUSAND PESOS (Php 1,000.00) per year or TWENTY PESOS (Php 20.00) per week for the benefits of the Family Security Plan.

The covered legal dependents of the member in this plan are the following:

1.    If the member is married, his/her legal dependents are his/her legal spouse; biological and/or legally adopted children, single, and fourteen (14) days old but not more than twenty-one (21) years old; and biological and/or legally adopted children, over twenty-one (21), single, has a congenital disability and incapacitated to work.

2.    If the member is single and unmarried without biological children, his/her legal dependents are her biological parents who are sixty (60) years old and above.

3.    If the member is single and unmarried but with children, his/her legal dependents are his/her biological and/or legally adopted children, single, and fourteen (14) days old but not more than twenty-one (21) years old; and biological and/or legally adopted children, over twenty-one (21), single, has a congenital disability and incapacitated to work.



Remitter Protek Plan is a group-personal accident insurance cover that provides benefits for death, dismemberment/disablement, and daily hospitalization caused by an accident. This plan also provides Motor Vehicular Accident Hospitalization Benefit in case the insured encountered a vehicular accident.

The insured under this plan refers to the member elected in a Center meeting who is tasked to remit the collection of the Center to the Unit Offices, Bank Lite Unit (BLU), or Branches of CARD MRI Microfinance Institutions and other organizations recognized by and affiliated with CARD MBA.

This plan is open to open to all active members of the Center who are at least eighteen (18) years old but less than sixty-five (65) years old. The corresponding premium for this plan is two hundred pesos (PHP200.00) per center per year. The benefit amount payable under the Remitter Protek Plan is as follows:



Our Community

CARD MBA’s Main Office is in the same location as the head office of CARD MRI in San Pablo City, Laguna, Philippines. San Pablo City is about 80 km south of Manila.

CARD MBA is operating in different provinces of Luzon, Visayas and Mindanao namely: Cagayan Valley, Isabela, Mountain Province, Nueva Vizcaya, Nueva Ecija, Quirino, Benguet, Ifugao, Ilocos Norte, Ilocos Sur, La Union, Pangasinan, Bulacan, Pampanga, Zambales, Bataan,  Tarlac, NCR,  Batangas, Cavite, Laguna, Quezon, Rizal, Marinduque, Occidental Mindoro, Oriental Mindoro, Palawan, Albay, Camarines Norte, Camarines Sur, Masbate, Sorsogon, Aklan, Antique, Capiz, Iloilo, Negros Oriental, Negros Occidental, Bohol, Cebu, Leyte, Samar, Eastern Samar, Southern Leyte, Siquijor, Basilan, Lanao Del Sur, Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay, Bukidnon, Lanao del Norte, Misamis Occidental, Misamis Oriental, Agusan del Norte, Agusan del Sur, Surigao del Norte, Surigao del Sur, Maguindanao, Sulu, Tawi-Tawi, Compostela Valley, Bukidnon, Davao del Norte, Davao Del Sur, Davao Oriental, Camiguin, North Cotabato, South Cotabato, General Santos, Sarangani, Dinagat Island and Sultan Kudarat. Out of these provinces, CARD MBA has seventy-eight (78) Provincial Offices as of October 2021 that handles the operations hand on hand with the members and the staff of CARD MRIs.


Member Stories

Virginia Baldo

former President TAKING CHARGE Never in my wildest dreams have I imagined that I would exchange my rubber...


Abundia Manabes

OVERFLOWING BLESSINGS My life before CARD was just getting by day by day, struggling to make both ends meet. When...


Charito Rivera

former CARD MBA BOT Secretary JOY LIKE NO OTHER I am forever thankful to CARD for it helped me in...


Adoracion Balmonte

former CARD MBA BOT Treasurer LESSONS LEARNED My seven years with CARD brought many blessings and learnings to my life....



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