Who We Are
The CARD Mutual Benefit Association, started in April 1994 as CARD-Members’ Mutual Fund (MMF) which aims to provide benefit to members in case of death. Encouraged by the warm response and highly positive feedbacks from members, CARD MMF continuously improved its benefits packages to members to include their legal spouses and dependent children. The management of the MBA was turned over to the members on September 9, 1999 and is now governed by its own Board elected from their ranks.
CARD MBA is a non-stock, non-profit mutual benefit association formed to promote the welfare of marginalized women; to extend financial assistance to its members in the form of death benefits, medical subsidy, pension and all loans redemption package; and to actively involve the members in the direct management of the association that will include formulation and implementation of policies and procedures geared towards sustainability and improved services.
CARD MBA will eventually be registered as a full-blown insurance company as soon as capitalization requirement is met. In preparation, CARD MBA is now aggressively training its staff as well as its Board of Trustees and Insurance Agents.
What We Do
We provide microinsurance products for members of the Association and their families. We ensure that we cover their microinsurance needs from membership up to their retirement.
CARD MBA’s Main Office is in the same location as the head office of CARD MRI in San Pablo City, Laguna, Philippines. San Pablo City is about 80 km south of Manila.
CARD MBA is operating in different provinces of Luzon, Visayas and Mindanao namely: Cagayan Valley, Isabela, Mountain Province, Nueva Vizcaya, Nueva Ecija, Quirino, Benguet, Ifugao, Ilocos Norte, Ilocos Sur, La Union, Pangasinan, Bulacan, Pampanga, Zambales, Bataan, Tarlac, NCR, Batangas, Cavite, Laguna, Quezon, Rizal, Marinduque, Occidental Mindoro, Oriental Mindoro, Palawan, Albay, Camarines Norte, Camarines Sur, Masbate, Sorsogon, Aklan, Antique, Capiz, Iloilo, Negros Oriental, Negros Occidental, Bohol, Cebu, Leyte, Samar, Eastern Samar, Southern Leyte, Siquijor, Basilan, Lanao Del Sur, Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay, Bukidnon, Lanao del Norte, Misamis Occidental, Misamis Oriental, Agusan del Norte, Agusan del Sur, Surigao del Norte, Surigao del Sur, Maguindanao, Sulu, Tawi-Tawi, Compostela Valley, Bukidnon, Davao del Norte, Davao Del Sur, Davao Oriental, Camiguin, North Cotabato, South Cotabato, General Santos, Sarangani, Dinagat Island and Sultan Kudarat. Out of these provinces, CARD MBA has seventy-eight (78) Provincial Offices as of October 2021 that handles the operations hand on hand with the members and the staff of CARD MRIs.